Insuring birding equipment

["Elizabeth Shaw" <>]

I insure my telescope, camera, etc as an excess (or whatever they call it) 
through my house and contents insurer, RACV.  I've never had any trouble, 
and renewal for them all is on the same date - I hate having to remember 
lots of different renewal dates.  I've never had to claim, luckily, but as I 
go outback and on pelagics, etc, the cost of having to replace them without 
insurance is too frightening.  The cover is supposed to cover all 
eventualities.
Elizabeth Shaw
Phillip Island
Victoria