Cautionary tale re paying for overseas birding trips

[Carl Billingham <>]

Thanks for the heads up Peter, one other issue to be aware of when paying for 
overseas guiding complanies is that if they disappear into thin air or go 
broke, you are not covered by your travel insurance.  I have been told that 
your travel insurance only covers your travel agent in your home country but 
does not cover guides in other countries.  I have searched for an insurance 
policy that covers this without success.  If anybody knows of a policy that 
covers this loop hole please let me know.
 
Cheers,
 
Carl
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