Re: Travel insurance - non birding (sort of..)

To: "Carl Clifford" <>, "Graham Turner" <>
Subject: Re: Travel insurance - non birding (sort of..)
From: "Colin R" <>
Date: Fri, 28 Mar 2008 15:56:05 +1000
Reduction of excess can also be helped along by using some specific
credit cards... I applied for an ANZ Mastercard specifically for this
purpose. It automatically reduces the excess if you use the card to hire
the vehicle thus eliminating the extra daily expense. There is an $89
annual fee (or approx) but I have saved that already on one short car
I'm not saying it's infallible, but a phone call to ANZ assured me that
the details were correct and the reduction in excess would be supported
so long as I stayed within the rules outlined by the hire company. This
card also provides free travel insurance (overseas and domestic) if the
tickets are purchased with it and extended warranty on major
Sounds almost too good to be true, but that's what it says fine print
and all!
I have NO connection with ANZ - I work for Energex - electricity,pylons
and all.....


On Fri, 28 Mar 2008 14:00:32 +1100, "Carl Clifford"
<> said:
> Most car rental agreements that I have taken out include an optional  
> excess reduction scheme, where for an extra fee, the amount of excess  
> you are liable for is substantially reduced. I just had a look at  
> Budget's site and they say their scheme "Reduces the ex cess in most  
> cases from $5,500 to $1,100 for 4WD&#8217;s and speciality vehicles". So I  
> would suggest checking with your renter to see what they offer.
> I strongly recommend going through your renters terms and conditions  
> with a fine tooth comb. Looking through Budget's T&C's, there are  
> some cuties e.g. you can not take their cars onto islands unless  
> connected to the mainland by a bridge, which rules out Stradbroke,  
> Fraser & Magnetic Islands, not to mention Tassie. Also in the ski  
> season you can not take their wheels "above the snow-line", but they  
> do not define what constitutes "the snow-line". Having been ripped  
> off by car rental companies O.S., I now check the agreements and the  
> cars scrupulously, and even take photographs of the entire vehicle.
> Cheers,
> Carl Clifford
> On 28/03/2008, at 1:04 PM, Graham Turner wrote:
> I'm trying to avoid paying an exorbitant daily rate (for excess  
> insurance) to a car hire firm.
> This is compounded by the fact that the excess on a 4WD is $7500,  
> while the standard excess is 2500 - 4000, which seems to be what most  
> travel insurance policies cover.
> It must be possible.......mustn't it?
> Cheers
> Graham Turner

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