Travel Insurance for birders with binoculars

["Roger Giller" <>]

Alan,
Have you looked at having your binoculars on your household contents policy. 
Usually they can be classified as "Specified Portable Valuables" or similar, 
and this covers them outside the home as well.
I am not sure how you go if you are overseas.
I know with NRMA insurance you can also have coverage for unspecified 
portable items., in steps of $1000 up to $5000. They pay up to 20% of your 
coverage amount on an item under this.
Last December I had a digital still camera and a video camera stolen from my 
car. I had the still camera specified, but not the video, but still got back 
$400 for it, as 20% of my $2000 unspecified items coverage.
Regards
Roger